Many people are taught, and believe, that they are able to save themselves. In “Pilgrim’s Progress,” these are the people who Bunyan calls, “citizens of the Town of Morality.” These people rely on their own life - its goodness, its truthfulness, its intent — rather than relying upon Christ and his Cross. Such people never claim to be perfect, only decent; and as for sin and transgression, those will be overlooked by a merciful God. But that is not the way of salvation which comes to us in the Bible.
“Believe in the Lord Jesus, and you will be saved.” —Acts 16:31